Manage Your Bills
on Your Terms
What Consumers are saying about YouNegotiate!
I had a 729 credit score that sunk to a 623 after some bad decisions. You NegotIate is going to help so many people get back on track! So easy and fun to use
I never ever thought taking care of my collection accounts was a possibility. You Negotiate made it so simple, fast and fun, I wanted to use it more! I love taking care of my debt in the 21st century! Never imagined!
I have a stack of hospital bills from an accident and was too overwhelmed to do anything. Wow YouNegotiate is a life changer and so simple to use. I plan to use it for everything and never worry about the phone again!
Debt just jumped 11.7% to over $55T and this app is a game-changer for consumers like me.
Win-Win Network Benefit
collection calls, frustration, time & cost.
A Stress-Free Experience
with a collector with a simple and stress-free process.
1Easy & Secure Login
Ability to login without reference number
Choose the option that best suits your need and set up your payment
Receive email confirmations
SECURITY IS OUR PRIORITY
(HTTPS with RSA key exchange mechanism and SHA1 128-bit encryption) and in our
databases (encryption with unique keys). Data is hosted on Amazon AWS infrastructure
configured to meet SAS70, ISO 27001 and PCI DSS Level 1 certification with 24×7 monitoring.
YouNegotiate offers a free service to resolve your debt without speaking with a collector with a simple and stress-free process.