Eliminate Collection Calls
Digitally Pay Off Your Debt

Testimonials

What Consumers are saying about YouNegotiate!

Win-Win Network Benefit

Creditors and consumers can manage all collection accounts in one place and say goodbye to
collection calls, frustration, time & cost.

1
Creditors Connect

Upload and connect in any format quickly and easily

2
Consumers create their profile

Single log in to connect to ALL accounts. If your creditor not yet connected, send an invite

3
Digital Payments

Manage all digital payments, negotiations, offers and recurring payments

4
Payment Management

Something changed? No Problem. Quickly and easily log in to postpone and change scheduled payments to support life changes

A Stress-Free Experience

You-Negotiate offers you this free service to resolve your debt without speaking
with a collector with a simple and stress-free process.

1Easy & Secure Login

Ability to login without reference number

2Payment

Choose the option that best suits your need and set up your payment

3Confirmation

Receive email confirmations

SECURITY IS OUR PRIORITY

This site uses state-of-the-art cryptographic algorithms during data transmission
(HTTPS with RSA key exchange mechanism and SHA1 128-bit encryption) and in our
databases (encryption with unique keys). Data is hosted on Amazon AWS infrastructure
configured to meet SAS70, ISO 27001 and PCI DSS Level 1 certification with 24×7 monitoring.
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YouNegotiate offers a free service to resolve your debt without speaking with a collector with a simple and stress-free process.

By accessing and using this page you agree to the Terms and Conditions.