

Take Control of all your collection accounts on your terms
Your Digital Negotiator
payment terms with their creditor

1Set up your secure account

2Connect all collection accounts

3Digitally work with your creditor to resolve your debt

4Manage payment arrangements based on life changes
Testimonials
What Consumers are saying about YouNegotiate!

Debt just jumped 11.7% to over $55T and this app is a game-changer for consumers like me.

I had a 729 credit score that sunk to a 623 after some bad decisions. You NegotIate is going to help so many people get back on track! So easy and fun to use

I never ever thought taking care of my collection accounts was a possibility. You Negotiate made it so simple, fast and fun, I wanted to use it more! I love taking care of my debt in the 21st century! Never imagined!

I have a stack of hospital bills from an accident and was too overwhelmed to do anything. Wow YouNegotiate is a life changer and so simple to use. I plan to use it for everything and never worry about the phone again!
Digitally Negotiate Terms

Pay off in Full
Pay your balance in full today and never have to worry about it again.

Negotiate Terms
YouNegotiate will walk you through negotiate terms between you and your creditor to find the term you can afford

Make Offers
If you cannot negotiate terms that you can afford, make an offer

