Consumers are now in control of their collection accounts
Who would have thought that the help you need to get out of debt would be free? You can get the collection calls to stop and setup payment terms that work for your life if you sign up today.
Digitally Negotiate & Pay Your Bills
YouNegotiate® will walk you through the process of negotiating terms that will work for you with each of your creditors.
If you’re not sure where to start negotiating, or you aren’t finding terms that work for you, you can make an offer to your creditor at any time.
Pay Off in Full
Pay your balance in full today, tomorrow, or whenever you’re ready – 24/7 – and never worry about it again.
Your Digital Negotiator
YouNegotiate® is a free digital negotiation network to help consumers negotiate
payment terms with their creditor
Setup your secure account in minutes
Connect all of your collection accounts that haven’t already been uploaded to the platform.
Digitally work with all of your creditors to pay off your debt on your terms
Manage your payments 24/7 and make adjustments when life happens
What Consumers are saying about YouNegotiate®!
I had a bag of bills on my table for months, too overwhelmed to deal with them. YouNegotiate® actually made it simple, fast and fun to take care of the bills and get on with my life! I’ll never handle my collection accounts any other way!
I never ever thought taking care of my billing and collection accounts was a possibility. YouNegotiate® made it so simple, fast and fun, I wanted to use it more! I love taking care of my debt in the 21st century! Never imagined!
The total debt just jumped 11.7% to over $55T and this app is a game-changer for consumers like me.
I had a 729 credit score that sunk to a 623 after some bad decisions. YouNegotiate® is going to help so many people get back on track! It’s so easy and fun to use!
YouNegotiate® offers a free service to all consumers in order to resolve debts and pay bills in a single place through a simple process that doesn’t require you to speak to a collection agent or a creditor. We believe in the need to fix the consumer debt problem and that our platform is the solution to help consumers understand their personal debt situation and be able to easily make or change payments at any time.