Take Control of all your collection accounts on your terms

Your Digital Negotiator

YouNegotiate is a free digital negotiation service to help consumers negotiate
payment terms with their creditor

1Set up your secure account

2Connect all collection accounts

3Digitally work with your creditor to resolve your debt

4Manage payment arrangements based on life changes

Testimonials

What Consumers are saying about YouNegotiate!

Digitally Negotiate Terms

Pay off in Full

Pay your balance in full today and never have to worry about it again.

Negotiate Terms

YouNegotiate will walk you through negotiate terms between you and your creditor to find the term you can afford

Make Offers

If you cannot negotiate terms that you can afford, make an offer

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YouNegotiate offers a free service to resolve your debt without speaking with a collector with a simple and stress-free process.
By accessing and using this page you agree to the Terms and Conditions.