Collect More Payments
Welcome to the first digital collection network where you can help all of your consumers make payments they can afford, on a single platform, 24/7.
How It Works
YouNegotiate® accommodates each creditor environment and provides consumers a centralized platform
to settle their debts. We’re fixing the consumer debt problem and increasing your receivables
one consumer at a time, every second of the day.
Testimonials
What consumers are saying about YouNegotiate®!

I never ever thought taking care of my billing and collection accounts was a possibility. YouNegotiate® made it so simple, fast and fun, I wanted to use it more! I love taking care of my debt in the 21st century! Never imagined!

I have a stack of hospital bills from an accident and was too overwhelmed to do anything. Wow YouNegotiate® is a life changer and so simple to use. I plan to use it for all my accounts and never worry about the phone again!

The total debt just jumped 11.7% to over $55T and this app is a game-changer for consumers like me.

I had a 729 credit score that sunk to a 623 after some bad decisions. YouNegotiate® is going to help so many people get back on track! It’s so easy and fun to use!


YouNegotiate® offers a free service to all consumers in order to resolve debts and pay bills in a single place through a simple process that doesn’t require you to speak to a collection agent or a creditor. We believe in the need to fix the consumer debt problem and that our platform is the solution to help consumers understand their personal debt situation and be able to easily make or change payments at any time.