Eliminate Collection Calls
Pay off your debt
Testimonials
The total debt just jumped 11.7% to over $55T and this app is a game-changer for consumers like me.
I had a bag of bills on my table for months, too overwhelmed to deal with them. YouNegotiate® actually made it simple, fast and fun to take care of the bills and get on with my life! I’ll never handle my collection accounts any other way!
I have a stack of hospital bills from an accident and was too overwhelmed to do anything. Wow YouNegotiate® is a life changer and so simple to use. I plan to use it for all my accounts and never worry about the phone again!
I had a 729 credit score that sunk to a 623 after some bad decisions. YouNegotiate® is going to help so many people get back on track! It’s so easy and fun to use!
Features – Network Affect
Say Goodbye to collection calls and hold time frustrations
1
Creditor connects to YouNegotiate
Upload and connect in any format quickly and easily
2
Consumer creates profile
Single Log in to connect to your accounts. If creditor not yet connected, send an invite
3
Digital Payments
Make payments, negotiate, make offers, setup recurring payment
4
Manage Payments
Something changed? No problem, log in to postpone, change scheduled payments easily.
Choose an option you can afford
Payment
Pay your balance in full today and never have to worry about it again.
Negotiate Terms
Cannot pay your balance in full? Negotiate online to resolve your debt for less than you owe.
Make Offers
Pay your balance in full today and never have to worry about it again.
Settle Accounts
Cannot pay your balance in full? Negotiate online to resolve your debt for less than you owe.
A Stress-Free Experience
with a collector with a simple and stress-free process.
1Easy & Secure Login
Ability to login without reference number
2Payment
Choose the option that best suits your need and set up your payment
3Confirmation
Receive email confirmations
SECURITY IS OUR PRIORITY
(HTTPS with RSA key exchange mechanism and SHA1 128-bit encryption) and in our
databases (encryption with unique keys). Data is hosted on Amazon AWS infrastructure
configured to meet SAS70, ISO 27001 and PCI DSS Level 1 certification with 24×7 monitoring.
Frequently Asked Questions
Where do I find the Reference Number for my account?
The Reference Number should be clearly identified in our invitation to resolve your debt online. If you cannot locate or do not know the Reference Number, please
Read MoreWhat if my Reference Number and SSN don’t work?
Confirm you have correctly entered the Reference Number and the last 4 digits of your SSN. If you still cannot log in, your information may be incorrect or the special opportunity may
Read MoreWhat if my Reference Number and SSN don’t work?
Confirm you have correctly entered the Reference Number and the last 4 digits of your SSN. If you still cannot log in, your information may be incorrect or the special opportunity may
Read More